Student Visa Info

Education loans are given for chase all types of education viz. general, professional, technical and vocational courses. All public sector banks and few private sector banks are providing education loan to meet student’s study fixed cost in India and abroad.

The system enables the students to meet the following costs for studies in India as well as abroad: admission fees, books & stationery, instruments requisite for the course, monthly fees, examination fees, insurance premium for policy on life of the borrowing student, caution deposit/ building fund/ refundable deposit supported by bills/ receipts, expenses like study tours/ project work/ thesis etc. required to total the course, boarding and lodging expenses, and travel expenses/ passage money including air fare for amalgamation the course abroad.

 Eligibility to secure education loan:

(1). should be an Indian National.

(2). Secured admission to Professional / Technical courses through Entrance Test / Selection process.

(3). Secured admission to foreign University / Institutions.

(4). Student should have secured pass marks in the qualifying Examination for admission to Graduation Courses.

How much will it cost you to be a student in the UK?

There are two major economic elements to consider when planning to study in the UK: course fees and living costs. You will have little control over the first of these items because course fees are fixed amounts determined by the universities and colleges, ranging from £6,000-7,000 a year for an undergraduate classroom-based course to £16,000-17,000 a year for an undergraduate clinical course.

Accommodation

if you are lucky sufficient to be offered free accommodation with friends or relations, you will find that getting a top over your head will make the greatest demands on your non-fee finances, usually taking away at least half and sometimes as much as three-quarters of your income.

It is necessary to find a suitable place to live, especially during the first twelve months. Everything else revolves around your feeling secure and comfortable at home - your attitude to living in Britain, your ability to focus on studying successfully, your opportunities to make new friendships and so on. Can you, for example, walk to your study centre or will you have to make a long and possibly expensive journey every day? Do you want to be surrounded by other students or do you crave peace and quiet?

Before you accept a place, contact the accommodation office at your chosen university or college to check out the service on offer. Is there official accommodation in a hall of residence? Will you get a priority place because you have travelled such a long way to start your course? Are meals provided? Would you be expected to share a room? Can you inspect the accommodation before you sign any agreement? Does the accommodation office have a list of approved premises in the private sector?

Here are some key factors to consider:

(A) Room. How big are the rooms? Do you have to share? Is there an en-suite bathroom?

(B) Transport and travel. Will you be on-campus or many miles away? What sort of transport is available and how much does it cost?

(C) Local services. Would you have easy access to a bank, shops and leisure facilities?

(D) Cost. Ask especially how many weeks you have to pay for. Is it term-time only (in which case you would have to find somewhere else to live during the vacations) or do you have to take out a full ten- or twelve-month rental agreement?

(E) Catering. How many meals are supplied a day, if any? Are meals provided at weekends or Monday to Friday only? Do you have access to a kitchen to prepare your own meals?

(F) Insurance. Is there a comprehensive policy covering all students in a hall of residence? How secure are the doors and windows? Is crime a serious problem?

(G) Cost. Ask especially how many weeks you have to pay for. Is it term-time only (in which case you would have to find somewhere else to live during the vacations) or do you have to take out a full ten- or twelve-month rental agreement?

London is far more expensive than anywhere else in the UK! Other pricey areas include south east England, Oxford and Cambridge. The cheapest part of the country for renting student accommodation is generally the north of England. Bearing in mind the huge variations in price linked to the issues and facilities listed above, average student rents in London are around £85 per week compared with around £45 to £50 in the north of England.

Food & Travel

Unless it’s already included in your accommodation costs, food will be your second major expense. Unlike property rents, the cost of food is fairly similar all over the UK. London students tend, however, to spend more on food, perhaps because there are so many tempting restaurants and other places to eat!

Expect to spend at least £35 each week making sure that you are reasonably well fed.

You may live on campus and walk everywhere but you could find yourself spending a small fortune if, say, you are living in a London suburb and have to commute every day to lectures in the centre of town.

It is generally not a good idea to drive your own car and we make no allowance for this in our calculations.

Going out

You may intend to devote all of your time to your studies but most students feel that socializing is an important part of their life at university or college. This is a serious lifestyle decision for each individual and it could cost you anything from nothing to over £100 per week, depending on how gregarious you are, whether you have a taste for expensive concerts or theatres and how determined you are generally to have a good time.

Books, photocopying and stationery

Books can be exceptionally expensive but you don’t necessarily have to buy a new copy of every book mentioned by your tutors. Check to see how well stocked the library is in your subject area and find out whether there is a good second-hand bookshop. You will almost certainly have to photocopy some material and you will have to make sure that you have adequate supplies of paper.

You may need to allow around £5 a week to cover these items.

Computer and other tools

You may already own a computer and decide to bring it with you. If not, you could easily spend £1,000 on a new machine! Do you really need it or does your university or college offer 24-hour IT facilities?

You may be required to purchase materials and equipment for some courses, especially in areas such as science and design.

Clothing

Even if you don’t rush out every week to buy the latest fashions, you will need to allow a certain amount of money for new clothes. The average ranges from £5 to £10 per week but some students spend a great deal more.

Basics

You’ll need to put some cash aside to wash your clothes and to keep yourself clean. You’ll also have to pay for electricity and gas unless you are paying a fully inclusive charge in a hall of residence.

Telephone

It seems that no student can live in the 21st century without a mobile phone! How much it costs depends entirely on how long you chat, but a typical student spends around £10 a week on phone bills. (That’s about twice as much as they spend on books!)

Plan your own budget!

Item Cost per week Cost per year Your weekly estimate Your yearly estimate

Rent £60 £3120,

Food £45 £2340 &

Travel £5 £260,

Electricity/Gas £4 £208

Clothes £6 £312,

Telephone £10 £520,

Basics - laundry and toiletries £6 £312

Going out £8 £416

Books, equipment and so on £6 £312

Total £150 £7800

Remember that our figures don’t allow for other expenditure such as buying presents for friends and family, treating yourself to an occasional CD or other luxury or taking a weekend or more away from your studies from time to time. And we certainly haven’t reckoned on any flights back to India!

Put everything together and you’ll quickly see why you need to be budgeting for non-fee expenses of just under £10,000 a year outside London and around £12,00 to £15,000 in London. Please let us know if your own calculations are very different from ours.

Be ready!

The key message is to plan your finances carefully in advance. If you have thought about your financial plan and worked out how to cover the predictable expense of eating and sleeping, you can focus on your studies without worry too much about money.

1 most of the Universities in USA require TOEFL (Test of English as Foreign Language) for foreign Nationals and GRE (Graduate Record Examination) for both In state and Out state Students.

2 For Foreign nationals three Letters of Recommendation sealed) ,copies of Official Transcripts sealed) (Note: Some Universities accept Copies verified by Notary) are required. For Working people they may get two letters from current Employers but generally Letters from Professors are preferred.

3 The Deadline for Fall Semester are from Dec 15 to July. But apply as early as possible. Many decisions are made before the deadline. Foreign nationals may take up to 8 weeks to hear their results. In state students may hear within 5 weeks.

4 Most of the Universities require Undergraduate GPA to be 3/4 (US system). It is equivalent to 80/100,12/20*(China) and 1st Division ,65%*(For most Indian University).

5 TOEFL is waived for countries whose native language is English Like UK, Australia, Canada…).

Cost Of Living

1. The cost of living depends on location. For example States like Washington, California and area around New York is costly.

2 The cost of Study Tuition and fees) in USA varies from $5000 to $35000 (or more) per year.

3. In general the cost of living may vary from $6000 to $10000

4. Grocery is Really cheap (Walmart!).

5. It is assumed that students will live in shared Apartments, Live out of Campus and have less Telephone bills and other expenses are at bay.

6. Most of (nearly) all expenses Living only not Tuition fees) can be met while working on Campus Jobs. The hourly pay for on Campus jobs Pay from $5 to $15 (sometimes more) per hour.

7. Renting an apartment can vary from $450 to$1000 (or more). Downtown (Chicago) may costs around $1200 for studio while it may be around $400 for Des Moines (IA).

8. Foreign Students can work for 20 hrs per week and 40 hrs per week during summer. Students may be allowed to work out Campus after nine months of their arrival at USA.

9. Students receiving any type of AID Like TA/RA/Fellowship or GA don’t have to worry about costs. But Students not receiving any AID must come prepared for Tuition fees and Living cost for initial 2-3 months.

10. Note that in some universities like University of Missouri, Rolla, Texas at Dallas and University of Texas Arlington there is huge shortage of P/T jobs. So students Planning to go to these universities must either have Scholarships or adequate Funds. Its better to contact current students via email for latest information.

11. In some Universities TA/RA cover part of tuition fees and not all tuition fee is waived.

12. Scholarships were limited in most of the Universities. In some cases students who got scholarships have to face rollback. Aid situation is much better these days.

Worldwide students can live separately in Australia for as little as AUD $265 a week, but prices vary substantially depending on the suburb and type of accommodation you want. Like all cities, Australia boasts a wide range of accommodation options to suit all budgets and tastes.

Here is a guide to weekly living expenses in Australia:

(A)Accommodation: $90-$250

(B)Gas & electricity: $25

(C)Telephone/postage: $20-$30

(D)Groceries: $80

(E)Transport $15-$20

(F)Clothing, entertainment etc $35+

(G)Total weekly spend $265 - $440

What are my housing options?

All Australian education institutions have a legal duty to assist new international students with accommodation on their arrival in Australia, and many have additional support to help you settle in for the longer term.

(A) On-campus: On-campus accommodation, university residences and residential colleges: may be situated on-campus or within a short distance, generally includes a single furnished bedroom, access to computers and the internet and a shared laundry and kitchen facility. Most are supervised and provide meals on weekdays.

(B) Home stay: involves living with an Australian family and allows you to experience Australian family life. Home stay is the most common form of accommodation for high school students but is also taken up by some tertiary students.

(C) Private rental: affordable right in the city centre and inner suburbs of Australia, many within easy walking distance to central universities and institutions. Prices vary greatly depending on geographical area, demand, the number of people sharing and facilities provided. For rooms, houses and apartments for rent, look in Australia’s daily newspaper, The Advertiser.

(D) International residences: aim to assist students with the transition from living at home to independent living, by providing a quiet, managed environment for students who may prefer hostel living to the dynamics of shared households.

The right host country is probably the most challenging task. You’ll ever make, one that will affect the course of your personal and professional life for many, many years. You’ll be leaving your country for a new culture, a new way of life, and new people. You may have to use a new language. It’s not an easy choice. Give us a few minutes to show you why France is a great choice for study abroad. Once we’re through, we hope you’ll give us the chance to welcome you to our country… or maybe we should say, to your home away from home!

(1)For the quality and accessibility France Education system

French higher education has a long tradition of openness and accessibility. No distinction is made between French and international students - under French law, the requirements for admission are the same, as are the degrees awarded. The country that coined the phrase human rights rejects all forms of discrimination.

French higher education system, modern and dynamic, trains the leaders of a nation that plays a central role in the worlds of science, business, and culture.

Today France is the world’s fourth largest economy and second largest exporter of services. The successes of France’s scientists, engineers, and designers are known around the world through Airbus, the TGV (high-speed train), the Ariane rocket, the discovery of the human immune-deficiency virus, high fashion, luxury goods, fine food and wine, and much more.

Whether your specialty is engineering, management, political science, the arts, or the humanities, you, too, can excel in France.

At present, about 190,000 international students (10 percent of French postsecondary enrollments) have chosen France for all or part of their higher education. They enrich the French system with their culture, experience, energy, and accomplishments.

(2) Study in the heart of Europe

Studying in France rarely means studying only in France. Many if not most schools have added European components to their programs, offering courses on Europe or internships elsewhere in the European Union. Students have the opportunity to enrich their French experience with new discoveries and experiences.

Not astoundingly, most courses in France are taught in French, a language spoken by more than 200 million people in 50 countries. But you’ll have ample opportunities to learn or practice other European languages—English, in particular. Advanced English is taught in many programs, especially in business and engineering.

France is an ideal place for the student who wants to explore Europe. It’s easy, really easy, to reach most of Europe’s important cities (plus hundreds not so important but still worth the trip). Amsterdam, London, Brussels, Barcelona, Milan—all await you for the weekend or for a longer stay.

(3)You’ll benefit from the depth and breadth of French higher education

France’s universities and many specialized postsecondary schools are located throughout the country. Large and venerable universities like the Sorbonne are found alongside the modern campuses of leading schools of business and engineering that may register no more than a few hundred students in close-knit communities of learning. Specialized schools of a similar size are devoted to art, tourism, health, and many other subjects. They all welcome international applicants.

This broad collection of institutions—universities and particular schools large and small-together offer thousands of degree programs at all levels, extending into every corner of the universe of knowledge.

The quality of the country’s educational system is a source of pride for the French people, acting together through their national and regional governments. France devotes fully 20 percent of its annual budget to education. The central government closely monitors the quality of instruction as well as the curricular content of the country’s national diplomas. For French and international students alike, the government subsidizes a very large part of the cost of instruction in France’s universities and other public institutions.

(4) Enjoy the quality of France’s cultural, economic, and social life

One big benefit of studying in France is the opportunity to live in the place that invented savoir-vivre—the art of living well. Did you know that France is the most visited country in the world? The French people are proud of their cultural heritage, lovely countryside, quiet towns, and fine restaurants—all of which they’re eager to share with visitors.

France is a relatively large country of amazing geographical variety. Her transportation and health systems are among the world’s very best. France is a safe and tolerant country.

In France you’ll have access to a multitude of athletic, tourist, and cultural activities—all at special student prices. Most of France’s institutions of higher education are located in city centers, close to cultural and social life. Museums, libraries, cinemas, theaters, and cafes are rarely very far away.